Retail CRE spans shopping centers, single-tenant net-lease (STNL), strip retail, and mixed-use ground floors. We pair lender appetite with tenant credit and lease term.
STNL deals with investment-grade tenants attract CMBS and life company pricing; multi-tenant strip retail typically finances through banks and credit unions.
Available to qualified Florida borrowers statewide — including Tampa, St. Petersburg, Orlando, Miami, Fort Lauderdale, Jacksonville, Naples, Fort Myers, Sarasota, Gainesville, Tallahassee, and the Panhandle.
Highlights
Single-tenant net lease
STNL financing for QSR, drugstore, dollar store, and credit tenants.
Multi-tenant retail
Strip centers and community retail across Florida markets.
Long-term fixed
10-year fixed and 25/30-year amortization common.
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Download the Commercial Loan Application
Download the application, complete and sign it, then email the finished PDF back to Peter Witte to get your file underway.
1. Download
Save the fillable PDF application to your device.
2. Complete
Fill it out and sign — include any requested supporting documents.
3. Email it back
Send the completed application to pwitte@360us.org.
Email your completed application to pwitte@360us.org. Do not send Social Security numbers or bank credentials over unsecured email — Peter will provide a secure upload link if needed.
How it works
Our four-step process
A clear, transparent path from first conversation to closing — designed to save you time and remove surprises.
1. Free discovery call
Share your goals, timeline, and situation. Peter listens first — no pressure, no cookie-cutter pitch.
2. Program shopping
We compare programs across our lender and carrier network to identify the best fit for your scenario.
3. Application & underwriting
Clean document intake, straight talk on conditions, and proactive updates so nothing stalls.
4. Close & follow-through
We coordinate closing, then stay available for future refinances, renewals, and referrals.
Why Florida clients choose Witte Mortgage
Independent Florida broker
Not tied to one bank or carrier — we shop the market so your interests come first.
Direct access to Peter
You work with a licensed professional (NMLS #627790), not a call center rep.
Statewide Florida coverage
Tampa Bay to Miami, Jacksonville to the Panhandle — we know local markets.
Transparent, honest quotes
Clear breakdowns of rate, fees, and total cost — no bait-and-switch.
Fast, responsive service
Same-day replies during business hours and evening/weekend flexibility.
Long-term relationship
Most of our business comes from repeat clients and referrals — we play the long game.
FAQs
Frequently asked questions
What LTV can I get on retail?+
Typically 65–75% depending on tenancy, credit, and lease term.
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Learn moreRetail Property Financing available across Florida
Peter serves clients statewide. Click any market to start a conversation about your goals.
Schedule a consultation
Ready to talk about commercial lending?
Pick a time that works for you. Peter will reach out to discuss your situation and next steps.