Legal
Privacy Policy
How Witte Mortgage collects, uses, protects, and shares your information — including SMS messaging disclosures required by mobile carriers.
Effective date: January 1, 2026
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Witte Mortgage ("Witte Mortgage," "we," "us," or "our") respects your privacy. This Privacy Policy explains what information we collect through wittemortgage.com and related digital properties (the "Site"), how we use and share it, the choices you have, and our practices for SMS/text messaging under mobile carrier and CTIA guidelines.
1Information we collect
- Information you provide: name, email address, mobile phone number, mailing address, property or business details, loan or insurance information, and any message content submitted through our forms, phone calls, emails, or text messages.
- Automatically collected: IP address, browser type, device identifiers, pages viewed, and referring URLs collected through cookies and similar technologies.
- From third parties: information from lenders, insurance carriers, credit bureaus (with your consent), and marketing partners you have engaged.
2How we use information
- Respond to inquiries and provide requested mortgage, insurance, and financial services.
- Send transactional messages, appointment confirmations, application updates, and service-related notifications.
- Send marketing communications where you have opted in, which you may withdraw at any time.
- Comply with legal, regulatory, licensing, and record-keeping obligations.
- Prevent fraud, secure the Site, and improve our services.
3SMS / text messaging program
By providing your mobile number and checking the SMS consent box on our contact or inquiry forms, you expressly consent to receive text messages from Witte Mortgage at the number provided. Consent to receive text messages is not a condition of purchasing any goods or services.
- Program description: Witte Mortgage sends conversational and transactional text messages related to mortgage applications, insurance quotes, appointment scheduling, document requests, and follow-up on inquiries you submit.
- Message frequency: Message frequency varies based on your interactions with us.
- Message and data rates: Message and data rates may apply. Contact your wireless provider for details of your plan.
- Opt-out: Reply STOP to any text message to unsubscribe. You will receive a one-time confirmation, after which no further messages will be sent unless you opt in again.
- Help: Reply HELP for assistance, or contact us at (727) 336-0680 or pwitte@360us.org.
- Supported carriers: AT&T, T-Mobile, Verizon Wireless, Sprint, Boost, U.S. Cellular, MetroPCS, and other major carriers. Carriers are not liable for delayed or undelivered messages.
No sharing of mobile opt-in data: Mobile phone numbers and SMS consent information collected for the purpose of text messaging will not be shared or sold to any third party or affiliate for their marketing or promotional purposes. Information may only be shared with subprocessors (such as our messaging platform, e.g. Twilio) strictly to deliver the messages you have requested.
6Data retention and security
We retain personal information for as long as needed to provide services and comply with legal, tax, and regulatory obligations. We use reasonable administrative, technical, and physical safeguards to protect your information, but no system is 100% secure.
7Your choices and rights
- Opt out of marketing emails using the unsubscribe link in any message.
- Opt out of SMS by replying STOP.
- Request access, correction, or deletion of your personal information subject to legal record-keeping requirements.
8Children's privacy
The Site is not directed to children under 13, and we do not knowingly collect personal information from children.
9Changes to this policy
We may update this Privacy Policy from time to time. Material changes will be posted on this page with a new effective date.
10Contact us
Witte Mortgage • NMLS #627790
Email: pwitte@360us.org
Phone: (727) 336-0680