Legal

Terms of Use

The terms that govern your use of the Witte Mortgage website, forms, and SMS messaging program.

Effective date: January 1, 2026

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These Terms of Use ("Terms") govern your access to and use of wittemortgage.com and any related pages, forms, and communications (the "Site") operated by Witte Mortgage ("we," "us," "our"). By using the Site, submitting a form, or opting in to receive text messages, you agree to these Terms.

1Not an offer or approval

Nothing on this Site constitutes a commitment to lend, a loan approval, an insurance binder, a rate lock, or a guarantee of coverage. All loans and insurance products are subject to underwriting, credit approval, licensing, and applicable law.

2Eligibility

You must be at least 18 years old and a U.S. resident to submit an inquiry or opt in to text messaging.

3Accuracy of information

You agree to provide accurate, current, and complete information on any form you submit. You are responsible for maintaining the confidentiality of any account credentials.

4SMS / text messaging terms

By providing your mobile phone number and checking the SMS opt-in on our forms, you agree to receive recurring conversational and transactional text messages from Witte Mortgage relating to your inquiry, application, or account. Consent is not a condition of purchase.

  • Program: Witte Mortgage customer service and application updates.
  • Message frequency: varies based on your interaction with us.
  • Message & data rates: may apply from your wireless carrier.
  • Opt-out: Reply STOP at any time to cancel.
  • Help: Reply HELP or contact (727) 336-0680 / pwitte@360us.org.
  • Carriers: AT&T, T-Mobile, Verizon Wireless, Sprint, Boost, U.S. Cellular, MetroPCS and others. Carriers are not liable for delayed or undelivered messages.
  • Privacy: Mobile numbers and consent data are never sold or shared with third parties or affiliates for their own marketing purposes. See our Privacy Policy for details.

5No professional advice

Content on the Site is for general informational and educational purposes only and does not constitute legal, tax, accounting, insurance, or financial advice. Consult a licensed professional for advice specific to your situation.

7Intellectual property

All content on the Site — including text, graphics, logos, and the Witte Mortgage name — is owned by or licensed to Witte Mortgage and protected by U.S. and international laws. You may not copy, reproduce, or distribute Site content without written permission.

8Prohibited use

You agree not to (a) use the Site or SMS program for unlawful purposes; (b) transmit spam, malware, or fraudulent content; (c) reverse engineer or interfere with Site security; or (d) use automated systems to collect data without written consent.

9Disclaimers

The Site is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, Witte Mortgage disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

10Limitation of liability

To the maximum extent permitted by law, Witte Mortgage, its owners, employees, and vendors shall not be liable for indirect, incidental, special, consequential, or punitive damages arising out of your use of the Site or SMS program.

11Indemnification

You agree to indemnify and hold harmless Witte Mortgage from any claim or demand arising out of your use of the Site or violation of these Terms.

12Governing law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-laws principles. Any dispute shall be resolved in the state or federal courts located in Florida.

13Changes to these Terms

We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

14Contact

Witte Mortgage • NMLS #627790
Email: pwitte@360us.org
Phone: (727) 336-0680