Business Acquisition Financing

Funding to acquire a business, buy out a partner, or expand.

Buying an established business often makes more sense than starting from scratch. SBA 7(a) is the workhorse program for business acquisitions in Florida — with up to 90% financing for qualifying deals.

We help buyers structure the acquisition, source SBA 7(a) or conventional acquisition financing, and coordinate with your CPA and attorney through closing.

Available to qualified Florida borrowers statewide — including Tampa, St. Petersburg, Orlando, Miami, Fort Lauderdale, Jacksonville, Naples, Fort Myers, Sarasota, Gainesville, Tallahassee, and the Panhandle.

Serving all of Florida Licensed NMLS #627790 Mon–Sat, 8am–5pm EST (727) 336-0680

Highlights

SBA 7(a) up to $5M

10-year term (25-year with real estate), 10% down for most deals.

Partner buyouts

SBA-eligible partner buyouts for existing owners.

Business + real estate

Combine acquisition and CRE into one financing package.

Apply Now

Download the Commercial Loan Application

Download the application, complete and sign it, then email the finished PDF back to Peter Witte to get your file underway.

1. Download
Save the fillable PDF application to your device.
2. Complete
Fill it out and sign — include any requested supporting documents.
3. Email it back
Send the completed application to pwitte@360us.org.

Apply Now — Download Application Email completed application

Email your completed application to pwitte@360us.org. Do not send Social Security numbers or bank credentials over unsecured email — Peter will provide a secure upload link if needed.

How it works

Our four-step process

A clear, transparent path from first conversation to closing — designed to save you time and remove surprises.

1. Free discovery call

Share your goals, timeline, and situation. Peter listens first — no pressure, no cookie-cutter pitch.

2. Program shopping

We compare programs across our lender and carrier network to identify the best fit for your scenario.

3. Application & underwriting

Clean document intake, straight talk on conditions, and proactive updates so nothing stalls.

4. Close & follow-through

We coordinate closing, then stay available for future refinances, renewals, and referrals.

Why Florida clients choose Witte Mortgage

Independent Florida broker

Not tied to one bank or carrier — we shop the market so your interests come first.

Direct access to Peter

You work with a licensed professional (NMLS #627790), not a call center rep.

Statewide Florida coverage

Tampa Bay to Miami, Jacksonville to the Panhandle — we know local markets.

Transparent, honest quotes

Clear breakdowns of rate, fees, and total cost — no bait-and-switch.

Fast, responsive service

Same-day replies during business hours and evening/weekend flexibility.

Long-term relationship

Most of our business comes from repeat clients and referrals — we play the long game.

FAQs

Frequently asked questions

How much of the purchase can SBA finance?+

Up to 90% for qualifying acquisitions; equity injection typically 10%.

How long does SBA acquisition financing take?+

60–90 days is typical from LOI to close.

Commercial Lending

Related commercial lending programs

Explore other programs in this category — many clients combine or compare options before deciding.