Medicare planning is highly regulated. We only discuss Medicare-related products where properly licensed and appointed, and refer to trusted Florida Medicare specialists otherwise.
If Medicare is the right conversation, we make the right introduction so you get compliant, unbiased guidance.
Highlights
Compliant referrals
Trusted Florida Medicare specialists when appropriate.
How it works
Our four-step process
A clear, transparent path from first conversation to closing — designed to save you time and remove surprises.
1. Free discovery call
Share your goals, timeline, and situation. Peter listens first — no pressure, no cookie-cutter pitch.
2. Program shopping
We compare programs across our lender and carrier network to identify the best fit for your scenario.
3. Application & underwriting
Clean document intake, straight talk on conditions, and proactive updates so nothing stalls.
4. Close & follow-through
We coordinate closing, then stay available for future refinances, renewals, and referrals.
Why Florida clients choose Witte Mortgage
Independent Florida broker
Not tied to one bank or carrier — we shop the market so your interests come first.
Direct access to Peter
You work with a licensed professional (NMLS #627790), not a call center rep.
Statewide Florida coverage
Tampa Bay to Miami, Jacksonville to the Panhandle — we know local markets.
Transparent, honest quotes
Clear breakdowns of rate, fees, and total cost — no bait-and-switch.
Fast, responsive service
Same-day replies during business hours and evening/weekend flexibility.
Long-term relationship
Most of our business comes from repeat clients and referrals — we play the long game.
FAQs
Frequently asked questions
Do you sell Medicare Advantage?+
Only where properly licensed. Otherwise we refer to specialists to keep your coverage decisions clean.
Individual Health Insurance
Related individual health insurance programs
Explore other programs in this category — many clients combine or compare options before deciding.
Individual Health Plans in Florida
Coverage for individuals shopping their own plan.
Learn moreFamily Health Plans in Florida
Coverage for spouses, dependents, and complex needs.
Learn moreFlorida Marketplace (Healthcare.gov) Coverage
Federal marketplace enrollment guidance.
Learn moreACA (Affordable Care Act) Plans
Metal-tier plans and subsidy questions answered.
Learn moreMedicare-Related Coverage available across Florida
Peter serves clients statewide. Click any market to start a conversation about your goals.
Schedule a consultation
Ready to talk about individual health insurance?
Pick a time that works for you. Peter will reach out to discuss your situation and next steps.